Newest Answers

What You Need to Know about Bad Credit Car Loans

July 26th, 2017 | Author:

Buying a car is very difficult if you have bad credit. However, it’s not impossible, thanks to the bad credit car loan lenders who will finance for those with less than perfect credit. Before you get too excited about this option, make sure you know what you’re getting into. High Risk = High Payments Lenders...Continue Reading »

Dealing with Financial Stress

July 24th, 2017 | Author:

[Y]ou jump when the phone rings, hit “Ignore” on your cell phone when a number you don’t recognize pops up, and dread getting your mail from the mailbox. Pay day isn’t something to look forward to because you have to figure out which bills to pay and which ones to postpone. And you dread the...Continue Reading »

3 Mistakes People Make When Trying to Improve Bad Credit

July 17th, 2017 | Author:

[Y]ou get a lot of advice when you research online about how to improve bad credit. Some of it is not so good, a waste of time or worse. There are three major mistakes that people make when they are trying to rebuild their credit rating. Mistake #1 – Hiring a Credit Repair Company You’ll...Continue Reading »

4 Steps to Improve Your Credit

July 14th, 2017 | Author:

[F]or people with bad credit, they are often looking for the easiest or best ways to improve their credit scores. While the quick-fix schemes promised by some companies don’t really work, there are some steps you can take on your own. You won’t see an improvement overnight, but your credit score will climb over time....Continue Reading »

Why Credit Scores Matter and What They Mean

July 13th, 2017 | Author:

[Y]ou hear a lot about credit scores when you’re applying for a loan or credit card. You may also hear about good credit and bad credit when you get insurance or rent a vehicle or apartment. With all of this hype about credit scores, why do they matter so much? A Picture of a Moment...Continue Reading »

The Basics of a Credit Report

July 12th, 2017 | Author:

[I]f you’ve been researching about how to improve your credit, you’ve probably read about credit reports. Many times, articles and other information assumes you know what a credit report is and how it looks. For those without that knowledge, here are the basics. What Is a Credit Report? It’s a list of all of your...Continue Reading »

3 Ways to Get an Emergency Fund Fast

July 9th, 2017 | Author:

[T]he car broke down and the mechanic says it will cost $300 to fix it. It may not sound like much money, but for many people it means they can’t pay another bill. The reason is they don’t have an emergency fund, which can help them pay unexpected bills and protect their credit rating. An...Continue Reading »

3 Things You Need to Understand about an Emergency Fund

July 7th, 2017 | Author:

An emergency fund is something every adult should have. It provides funds to have on hand in case an unexpected expense comes up. It may be a car repair, sick person, home repair or other expense that you didn’t budget in. Many people try to build an emergency fund but fail. Here are three things...Continue Reading »

Should You Get Debt Counseling Help?

July 5th, 2017 | Author:

You’ve probably seen the ads for debt counselors, promising to help you get out of debt and improve your credit score. You may wonder if they can help you and if you should find a company to begin working on improving your credit score. Who Needs Debt Counselors First, you need to understand that many...Continue Reading »

The Number One Thing You Can Do to Improve Your Credit

July 3rd, 2017 | Author:

Look up information on improving a credit score or how to get good credit, and you’ll find all kinds of advice. Some of it is accurate while some is advice you should never follow. Some of the tips will cost you money like hiring a credit repair company. Much of the advice will fail to...Continue Reading »

5 Summer Expenses that Can Break a Family Budget

June 30th, 2017 | Author:

[S]ummer is often considered a time for fun and relaxation. Warm weather, long days and plenty of activities equal an exciting few months. However, for those on a budget, it can also mean more debt or feeling left out if they can’t enjoy their favorite activities. Here are six things you might expect to spend...Continue Reading »

How to Remember Your Passwords and Keep Your Identity Safe

June 28th, 2017 | Author:

[O]ne of the easiest ways to have your credit ruined is for someone to steal your identity and open up accounts in your name but not pay them. They can also access your real accounts and max them out. To protect yourself and your credit rating, you need to have strong passwords. The problem for...Continue Reading »