Newest Answers

Giving Kids an Allowance – Should You?

September 25th, 2017 | Author:
h

When it comes to allowances for kids, there are generally two groups. Those who advocate for it and those who don’t are equally as vocal. There are a few things to be considered before deciding which side to be on. What are the Rules? Some parents believe you shouldn’t pay your kids for helping out...Continue Reading »

What is Your Credit Personality?

September 18th, 2017 | Author:
h

[P]eople have different views on credit and they handle it in various ways. It can be helpful to determine what your credit personality is so you can do a better job of managing it and avoiding temptation, which can get you in trouble. See if you identify with one of these people. The Spender You...Continue Reading »

6 Ways to Get and Stay Out of Debt

September 15th, 2017 | Author:
h

[I]f you’re like most people, you have some debt. For many, that debt may be overwhelming and even crippling. You can’t do things you’d like to because you have to pay too many credit cards and loans. Here are six ways to get out of debt and stay out of debt. Get Out of Debt...Continue Reading »

Why Life Insurance is Important

September 13th, 2017 | Author:
h

[Y]ou get those life insurance mailers or see ads on TV and you may ignore them. If you’re relatively young and in good health, you may wonder why life insurance is important for you. Protecting Your Future Life insurance is designed to be paid out when you die, so how can it possibly protect your...Continue Reading »

Saving Money on Groceries and Why It Will Help Your Credit

September 11th, 2017 | Author:
h

[W]hen you compare the cost of food to your income, you can see why groceries are such a big part of the budget for many families. It’s easy to spend $200 or more each week to feed a family of three or more. However, there are ways you save money on the groceries you buy....Continue Reading »

Before You Rent Your First Apartment

September 9th, 2017 | Author:
h

[W]hether you’re a returning college student ready to move out of the dorms and into an apartment or a recent graduate getting a full-time job, one of the big decisions you will make is where you’ll live. If you’ve never rented an apartment before, the process may be exciting and even a bit overwhelming. Before...Continue Reading »

3 Things to Consider When Buying a Car

September 8th, 2017 | Author:
h

[B]uying a car is a major investment. It can be fun, especially when you see all of the new features and systems that are available. However, it should also be a serious decision that you make after considering the following three things. 1. Your Credit If you have good credit, you’ll find it much easier...Continue Reading »

Common Mistakes People Make with Credit

September 7th, 2017 | Author:
h

[W]hen you get approved for a credit card or account, it’s a powerful, exciting feeling. You begin imagining how having this credit card is going to change your life. Before you get too excited and start using your new credit card, you should know the most common mistakes that people make when it comes to...Continue Reading »

Credit Lessons for Freshmen

August 30th, 2017 | Author:
h

[I]t’s your child’s first year in college, the first year they will be away from your watchful eye. You’re going to have to trust them to make some good decisions on their own. However, it’s also important to educate them on what being independent really means. And that includes teaching them about credit. Decide How...Continue Reading »

How Many Credit Cards Should You Have?

August 29th, 2017 | Author:
h

[A]pply for your first credit card and get approved, and you’ll start a trend. Pretty soon, credit card companies will be sending you offers almost every day. What seems like a good idea of applying for a new card will quickly become a problem. With fantastic rates, great rewards and cute designs for the cards,...Continue Reading »

What to Consider When Buying a Home

August 25th, 2017 | Author:
h

[Y]ou’ve finally made it. You have what it takes to get approved for financing and can get a home loan. Before you start shopping for your dream place, you have several things to consider to ensure no buyer’s regret. How Much Can You Afford? Sure, you got approved for a certain amount of financing, but...Continue Reading »

What Can You Do with Bad Credit?

August 24th, 2017 | Author:
h

You always hear about all of the things you can’t do when you have bad credit. You can’t get a home loan and maybe not even a car loan. You usually can’t get a credit card and you may get turned down for rental housing with bad credit. Having bad credit isn’t a good situation...Continue Reading »