Newest Answers

Getting a Credit Score Without a Credit Card

July 31st, 2014 | Author:
h

sk almost any expert how to build or rebuild credit, and they will tell you to get a credit card. If you can prove you are responsible with that small line of credit, it will help establish your dependability for car loans and someday, even a mortgage. However, you may be wary of credit cards […]

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Don’t Let a Move Damage Your Credit

July 30th, 2014 | Author:
h

hen you are moving to a new place, you have a dozen things on your mind. Often, your credit isn’t one of them. At least not until you get a notice from a collections agency or you pull your credit report and find an account listed that you weren’t aware of. How Credit Gets Damaged […]

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Why Good Credit is Important for Single Parents

July 29th, 2014 | Author:
h

aving good credit is important for everyone. It affects many aspects of a person’s life, from buying a home or car to getting car insurance. It can even impact what job you get. But for single parents, a good credit score may matter even more. When you get divorced and become a single parent, your […]

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Why Credit Scores Drop When You Pay Off Debt

July 28th, 2014 | Author:
h

ave you ever noticed after you’ve paid off your student loan, car loan or other debt that your credit score drops? How about after paying off your home mortgage or major credit card? Before you panic, there are a several factors as to why your credit score can fluctuate on a weekly basis. Payment history […]

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When An Old Debt Shows Up On Your Credit Report

July 28th, 2014 | Author:
h

ou may be one of those people that likes to keep track of your credit on a regular basis, or you may be checking it for a future home purchase. Whatever reason you have for checking your credit, you get a sickening feeling when a debt shows up on your report and knocks your credit […]

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Credit Repair Scams: Just Say No

July 25th, 2014 | Author:
h

any people want better credit. They know the key to getting a new car or home is a good credit score. If they have had trouble with credit in the past, they may feel that it is impossible to erase their bad choices. While this is often true, there are plenty of companies that tell […]

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How to Tackle Debt to Raise Your Credit Score

July 24th, 2014 | Author:
h

ne of the things many people do when they want to improve their credit score is to tackle their old debts. They believe that by paying off old credit cards, collections and other debts, they will improve their credit rating and qualify for that mortgage or car loan they want. Here are some things you […]

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How Other People Can Ruin Your Credit Score

July 23rd, 2014 | Author:
h

ost people know that they can damage their own credit by the decisions they make. They also realize what those decisions are. However, they may not think about the ways that other people can also damage their credit scores. When You Co-Sign If you co-sign on any account, your credit could suffer if the other […]

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How Often Should You Look at Your Credit Reports?

July 22nd, 2014 | Author:
h

ou hear a lot of advice about checking your credit reports, always knowing what is on those reports. You never know when you could be the victim of fraud if you don’t check them. But how often is too often and when do you really need to check up on your credit reports? Looking for […]

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Does Age Matter for a Credit Score?

July 22nd, 2014 | Author:
h

ou may wonder if your age factors in at all on your credit score. It certainly seems to influence many aspects of your life. However, with credit reports, your age doesn’t matter. On the other hand, your credit age does matter. Age of Accounts The age of your oldest account plays a role in determining […]

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Can You Teach Your Teen about Credit with a Credit Card?

July 21st, 2014 | Author:
h

arents work to give their teenagers the information and experience to be successful adults someday. Many wonder if giving them their own credit card while they are still living at home and under Mom and Dad’s watchful eye is a good way to teach them about credit. That depends on your kids and what you […]

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