Newest Answers

Financial Habits You Don’t Want Your Kids to Inherit

October 7th, 2015 | Author:

[T]hey get your brown eyes, your lopsided grin, even your height to end up looking like miniature versions of you. What you don’t want your children to inherit are certain attitudes you may have about money and finances. If you take a look at your own habits and see any of the following, you may...Continue Reading »

What You Need to Buy a Home in 2015

October 5th, 2015 | Author:

[T]he housing market has changed in recent years. In fact, it is continuing to change as the industry continues to recover and gain momentum. For now, there are a few things you must have if you want to buy a house in the current market. Money Money speaks volumes in any purchase, and it is...Continue Reading »

Why Debit Cards Won’t Help Your Credit

October 1st, 2015 | Author:

[D]ebit cards add a lot of convenience to people’s lives. They don’t have to carry cash or deal with checks. Debit cards work just like credit cards in many cases. Just swipe the card and you purchase anything as long as the money in your checking account covers it. It is the fact that your...Continue Reading »

Actions That Can Hurt Your Credit Score

September 30th, 2015 | Author:

[N]o matter how responsible you are with your money, a simple mistake can hurt your credit score. One moment of action or inaction can impact you for months or even years. Avoid these mistakes to protect your score. Not Paying a Bill You Don’t Owe If you feel that you don’t owe a bill or...Continue Reading »

Does Getting Pre-Approved for a Mortgage Hurt Your Credit Score?

September 28th, 2015 | Author:

[I]f you are looking to buy a house, you have probably heard about pre-authorization and pre-approval. Pre-authorization is designed to help you determine how much you could qualify for based on income and other variables. It is not the same as pre-approval, which takes into account your credit score and other factors. To get pre-approved,...Continue Reading »

What Does My Credit Sore Mean?

September 25th, 2015 | Author:

[P]eople who are hoping to be approved for a mortgage or car loan often check their credit scores to see how they are doing. When they receive a credit score, they may have no idea what it means. Even with a number in front of them, they don’t understand what it means for them. Where...Continue Reading »

Ways that Loans Can Impact Your Life

September 23rd, 2015 | Author:

[P]eople are getting more loans these days than ever before. They get loans for homes and autos, for furniture and appliances, and even just to pay off other loans. In fact, if people need money for just about anything, they start thinking about getting a loan. Before you apply for a loan, consider these things....Continue Reading »

Should You Get a New Store Credit Card?

September 21st, 2015 | Author:

[Y]ou see the ads in your email, in magazines and even in the store. Sign up for a store credit card and get 10% or 15% off your purchase. That sounds like a deal that’s too good to pass up, right? Well, maybe and maybe not. When a Good Deal Isn’t a Good Deal Saving...Continue Reading »

Tips to Improve Your Financial Health and Your Credit

September 18th, 2015 | Author:

[T]here is so much information available about credit and finances that it can be overwhelming. You may not know where to start or what to focus on even if you want to start making improvements. Here are the important steps to help you become financially healthy. Start with the Budget You can’t do anything to...Continue Reading »

How Marrying Someone Who Has Filed for Bankruptcy Can Hurt Your Credit

September 16th, 2015 | Author:

[W]hile marrying someone means joining to that person in many ways, it doesn’t have to include your credit. If you decide to marry someone with a bankruptcy in their past, it doesn’t have to hurt you. That being said, you do need to be careful about finances because it could have an impact under specific...Continue Reading »

Reasons Why Having No Credit Score Can Hurt You

September 14th, 2015 | Author:

[I]f you have had credit problems in the past, you may have turned over a new leaf and decided to pay cash for everything. You may have just been taught to work for everything and not to buy anything you can’t afford. For whatever reason, you now have no credit score. You may wonder if...Continue Reading »