Newest Answers

3 Dangerous Spending Habits

February 24th, 2017 | Author:

[E]ven if you have plenty of money now and can afford to splurge, you should take a look at your spending habits. A job loss, downsizing or unexpected expenses can mean you are no longer able to live the same way as you do now. To tell if you would be in trouble if your...Continue Reading »

5 Tips to Repair Your Credit

February 6th, 2017 | Author:

[I]f you’ve had credit problems in the past, you may be ready to work to repair your past mistakes. You want to rebuild your credit, but you aren’t sure what to do first. Here are five tips to help you start making a positive impact. 1. Make Sure Everything is Accurate Before you do anything...Continue Reading »

Should You Use a Credit Monitoring Service?

February 3rd, 2017 | Author:

[I]f you’ve been the victim of compromised data from a large company, you may have received a free year of credit monitoring. Otherwise, you may not give this service much of a thought. It is often seen as a benefit for people who have bad credit or those with a lot of money to lose....Continue Reading »

Reasons Not to Get a Credit Card with Bad Credit

February 1st, 2017 | Author:

[Y]ou’ve probably heard that there are credit cards for people with any credit, bad credit, no credit at all. For most, they can qualify for some kind of credit card even if their credit score is below 600. However, just because you can qualify for a credit card, should you get one? You Can’t Handle...Continue Reading »

Can You Get a Charge-off Removed from Your Credit Report?

January 30th, 2017 | Author:

[I]f you failed to pay a credit account, it probably was charged off and the account sold to a collections agency. You may think this means you are stuck with the negative information for several years. However, there are ways to get a charge-off removed from your credit report. Pay for Delete You can ask...Continue Reading »

Good Debt vs. Bad Debt

January 27th, 2017 | Author:

[Y]ou’ve probably heard the term “good debt” or “bad debt” and you may even have an idea what it means. However, you may not always recognize the difference between the two. It’s important to understand this distinction, so you can build good credit and become financially stable. What is Good Debt? Most people assume any...Continue Reading »

What You Should Know about Balance Transfer Cards

January 25th, 2017 | Author:

[I]f you have multiple credit cards that are maxed out or if you have a high interest credit card with a balance, a balance transfer card may seem like the perfect answer to your situation. However, you should understand some basic facts about this card. It Can Save Money Yes, getting a balance transfer credit...Continue Reading »

Top Credit Cards for Bad Credit

January 23rd, 2017 | Author:

[I]f you have bad credit or less than excellent credit, you may have trouble finding a credit card offer where you can get approved. However, there are credit cards designed for people who have a negative history to help them rebuild their credit. Here are a few to consider. Credit One Bank Credit One Bank...Continue Reading »

Tips to Help You Improve Your Finances in 2017

January 20th, 2017 | Author:

[I]f you are like many people, you made a New Year’s resolution to improve your finances or rebuild your credit for 2017. While this seems like a worthy goal, it won’t gain much steam unless you have a plan. You must determine exactly what you will do to achieve your goal and start working on...Continue Reading »

Steps to Take to Build Financial Security

January 18th, 2017 | Author:

[A]re you trying to rebuild your credit? Are you tired of living from paycheck to paycheck? If you have set a goal to become more financially stable in the new year, you need to have a plan. Here is one that almost everyone can follow to achieve success. 1. Set Long-term and Short-Term Goals Before...Continue Reading »

Mistakes People Make with Credit Cards

January 16th, 2017 | Author:

[G]etting a credit card can be a sign of “growing up” for many. It feels good to know you have earned your way to having credit or to have rebuilt your credit to the point where you can be trusted with credit again. However, not everyone handles this new responsibility in the best way. Here...Continue Reading »