Newest Answers

Big Changes Coming to Credit Reports

August 18th, 2017 | Author:
h

[I]f you have a bad credit score, you may benefit from the changes coming to credit reports soon. If you’re one of the lucky ones, you’ll see your credit score improve. In fact, it is expected that up to seven percent of those who have credit histories could see a benefit. What Changes Most civil...Continue Reading »

Be Realistic When Budgeting to Get Out of Debt

August 17th, 2017 | Author:
h

[Y]ou’re deep in debt and you want to pay it off to improve your credit score and to make life simpler. You want to pay it off as quickly as possible, which means making some major changes in your finances and life. Many experts tell you to stop spending any more money than you have...Continue Reading »

3 Ways You Can Waste Your Money

August 11th, 2017 | Author:
h

[I]f you’re trying to become more financially stable and improve your credit rating, you must be careful with how you spend your money. While you don’t want to give up everything fun in life in order to be frugal, you also want to avoid wasting your money on unnecessary expenses. Here are three ways people...Continue Reading »

Starting Over from Bad Credit

August 9th, 2017 | Author:
h

[Y]ou hit rock bottom with your credit. All of your accounts went to collections and your car was repossessed. You don’t even want to check your credit score because you know it’s bad. While the situation might seem hopeless, you can turn it around. Once you’ve lost any credit worthiness, you are ready to work...Continue Reading »

How to Talk to a Boyfriend/Girlfriend about Their Credit Rating

August 7th, 2017 | Author:
h

[I]f you’ve been dating someone for a while, you may be getting serious. Before you start dreaming about the perfect wedding day or what life will be like with 2.5 kids and a dog, you need to know you’re on the same page about important issues. While many people think nothing of talking about how...Continue Reading »

3 Ways Credit Matters to Everyone

August 4th, 2017 | Author:
h

[Y]ou pay everything with cash. Your motto is “If I can’t pay cash, I can’t afford it.” That means no credit ever. You may assume that you don’t need to worry about your credit score if you don’t plan to use credit to buy anything. Unfortunately, credit isn’t just about loans and credit cards. A...Continue Reading »

3 Tips to Help Your Kids When They Have Summer Jobs

August 2nd, 2017 | Author:
h

[I]f your kids are old enough to take on a summer job, now is a golden opportunity to teach them about money and finances. If you start them out right, they will know how to handle money and financial responsibility for when they are earning a full-time income. Here are three tips to use this...Continue Reading »

What You Need to Know about Bad Credit Personal Loans

July 31st, 2017 | Author:
h

[G]etting a personal loan is an option when you need money for an unexpected expense, to make a purchase or for other expenses. Some people use it to finance a vacation, wedding or other event. However, if you have bad credit, it can be difficult to qualify for one of these loans. Luckily, there are...Continue Reading »

What You Need to Know about Bad Credit Car Loans

July 26th, 2017 | Author:
h

Buying a car is very difficult if you have bad credit. However, it’s not impossible, thanks to the bad credit car loan lenders who will finance for those with less than perfect credit. Before you get too excited about this option, make sure you know what you’re getting into. High Risk = High Payments Lenders...Continue Reading »

Dealing with Financial Stress

July 24th, 2017 | Author:
h

[Y]ou jump when the phone rings, hit “Ignore” on your cell phone when a number you don’t recognize pops up, and dread getting your mail from the mailbox. Pay day isn’t something to look forward to because you have to figure out which bills to pay and which ones to postpone. And you dread the...Continue Reading »

3 Mistakes People Make When Trying to Improve Bad Credit

July 17th, 2017 | Author:
h

[Y]ou get a lot of advice when you research online about how to improve bad credit. Some of it is not so good, a waste of time or worse. There are three major mistakes that people make when they are trying to rebuild their credit rating. Mistake #1 – Hiring a Credit Repair Company You’ll...Continue Reading »

4 Steps to Improve Your Credit

July 14th, 2017 | Author:
h

[F]or people with bad credit, they are often looking for the easiest or best ways to improve their credit scores. While the quick-fix schemes promised by some companies don’t really work, there are some steps you can take on your own. You won’t see an improvement overnight, but your credit score will climb over time....Continue Reading »