Newest Answers

3 Reasons to Start Out a Marriage with Good Credit

June 23rd, 2017 | Author:

[W]ith summer comes plans for weddings, big beautiful bouquets, a gorgeous wedding dress, garden ceremony and many other unique plans. Of course, each of these items cost money, which can add up to thousands of dollars. What many couples fail to plan for as they dream of their wedding is how to start out marriage...Continue Reading »

Why the Employed Struggle to Survive

June 21st, 2017 | Author:

[E]ven those with full-time jobs often end up struggling to pay their bills and protect their credit rating. They live paycheck to paycheck with barely enough left over to last until the next payday. With reports of the economy improving and a low unemployment rate, this may not make sense. One theory is that shifting...Continue Reading »

How to Save Money on Vacation This Summer

June 19th, 2017 | Author:
h

[P]eople look forward to summertime partially because they have a vacation planned. It’s a chance to get away and take a break from the stresses of life. Unfortunately for those who live on a tight budget, coming back from vacation may be a dose of reality they would just as soon forget. You can imagine...Continue Reading »

Financial Steps to Take Before You Graduate

June 16th, 2017 | Author:
h

[I]f you’re about to graduate college and enter the workforce, you want to start out on the right foot. It’s all too easy to get caught up in the idea of a steady paycheck and make some bad financial decisions. Here are a few things you should do about your finances before you graduate. Think...Continue Reading »

How to Sell Stuff to Make Money

June 15th, 2017 | Author:
h

[Y]ou have a bill to pay and you don’t have the money. Or your car broke down and you don’t have the extra funds to pay for the repair. One way to come up with cash when you need it is to sell something you own. However, it’s not always as easy as it sounds....Continue Reading »

Have You Become a Financial Adult?

June 9th, 2017 | Author:
h

[A]s a teenager and even college student, you probably had your parents looking out for you. They helped with expenses even if you had a part-time job. Now that you have entered adulthood with a full-time job, you feel like a grownup. But have you grown up financially? You Know How to Budget A person...Continue Reading »

How Can You Build Wealth?

June 7th, 2017 | Author:
h

[Y]ou don’t have to be rich to build wealth. In fact, the people who need to build wealth the most are people like you. They work regular jobs, have normal bills and may not be able to afford everything they want or even need. Building wealth means that you have enough money for your expenses...Continue Reading »

Basic Things You Should Know for Investing

June 5th, 2017 | Author:
h

[E]veryone can and should learn about investing. You don’t have to be rich or have a lot of money to invest in order to get started. You also don’t have to be an expert, but you should understand a few basic things. Understand Risk and Reward The greater the risk, the bigger the reward, or...Continue Reading »

Spend Money Wisely to Save

May 31st, 2017 | Author:
h

[M]ost experts tell you to save money if you want to have more. While this is worthwhile advice for most situations, there are times when you should spend money to save more in the long run. Buying a Car One prime example is with buying a car. If you spend more money now to pay...Continue Reading »

How to Take a Vacation with Little Money and Bad Credit

May 30th, 2017 | Author:
h

[I]t’s getting about the time of year when people start planning their summer vacation. If you’re stuck in a dead-end job and have a bad credit history, you may think taking a vacation is just a pipe dream. However, it is still possible to enjoy a short trip, and it’s better not to charge everything...Continue Reading »

Things You Should Know If You Must Deal with a Debt Collector

May 26th, 2017 | Author:
h

[I]f you have an outstanding debt that you are currently unable to pay, it can be scary to deal with the agency trying to collect. Before you contact them or toss the bill aside, there are some things you should know. Debts do Expire You cannot be legally bound by a debt that is past...Continue Reading »

What to Expect with VantageScore 4.0

May 22nd, 2017 | Author:
h

[V]antageScore announced it would have the latest version of its credit scoring model out for use sometime in the fall of 2017. Several updates expect to more accurately measure a person’s credit history. The Credit Balance One of the big changes in how balances on credit accounts will impact a person’s credit rating. Instead of...Continue Reading »