Newest Answers

3 Things You Need to Know about Credit

December 2nd, 2016 | Author:

[I]f you’re trying to build credit or repair bad credit, you’ve probably seen a lot of information about credit. Some of it can be overwhelming. You don’t know what is essential or what you should do first. Here are the three most important things to know about credit. 1. You Must Have Credit to Build...Continue Reading »

Do You Need Good Credit for Traveling?

November 30th, 2016 | Author:

[I]f you like to travel, you may wonder if good credit is necessary to enjoy life on the road. While it’s not a requirement for vacationing or taking a road trip, it can make life easier. Here are a few instances of how good credit can make traveling easier. Credit Cards for Reservations You need...Continue Reading »

Is a Prepaid Card a Good Idea?

November 28th, 2016 | Author:

[A] prepaid card allows you to purchase items just like you would with a credit card. The only difference is you must have money on the card whereas a credit card allows you to pay for purchases on credit. You also have time to pay for the items over several months as long as you...Continue Reading »

How to Save Money on Your Cell Phone Bill

November 25th, 2016 | Author:

[I]t’s easy to get into trouble with your cell phone bill and not be able to afford the payment. When this happens, your phone gets shut off and the account can go into collections which will show up on your credit report. Here are some ways to save money and prevent this progression. Choose Your...Continue Reading »

What Classic TV Shows Tell You about Money

November 23rd, 2016 | Author:

[I]f you grew up watching popular TV shows or reruns of old sitcoms, you may never have realized how much they impacted your life. Many of these shows and their characters help to form your opinions about life in general. Here is a look at what some of them taught you about money. Seinfeld –...Continue Reading »

Why You Want to Be Like Harry Potter

November 21st, 2016 | Author:

[F]or fans of one of the most popular book and movie series of all time, they can follow The Boy Who Lived and apply his ideas about money to their own lives. While money wasn’t a major theme in the story, it did play a key role in Harry’s life and with his friends. Money...Continue Reading »

How to Use Credit Cards Responsibly

November 18th, 2016 | Author:

[I]f you just got your first credit card approval, you may be excited at what it can do for you. Whether you are working to build or rebuild your credit or just like having credit to make purchases, you need to know how to be responsible with your new credit. It’s much easier to protect...Continue Reading »

Tips to Protect Your Credit When You Get a Promotion at Work

November 16th, 2016 | Author:

[Y]ou are ready to celebrate because you just got that big promotion you’ve been waiting for. It means a fancy title, more responsibility and an increase in salary. While that all sounds good, you don’t want to forget about the downside of how a promotion can hurt your credit. What’s Credit Got to Do with...Continue Reading »

What Increases Your Risk for Fraud

November 14th, 2016 | Author:

[I]f you’ve seen the news in recent weeks or months, you’ve probably heard about some data breach. It’s enough to make you worry about sharing your financial information with anyone. However, you may be at an increased risk for fraud and not even know it. Here are a few factors that heighten that risk. Social...Continue Reading »

Start Saving Money Now for the Holidays

November 11th, 2016 | Author:

[T]he holidays are tough on people’s budgets and their credit histories. The influence of great deals, the need to buy gifts for others and the obligations of the holidays make it easy for people to overspend and damage their credit. Even though it’s only a few weeks away, you still have the opportunity to save...Continue Reading »

Will Black Friday Hurt Your Credit?

November 9th, 2016 | Author:

[A]s Black Friday looms nearer, the biggest shopping day of the year draws people in. As someone who has been working hard for months to improve your credit score, you may wonder if Black Friday could undo all of the work you’ve put in this year. Yes, Black Friday could hurt your credit, but only...Continue Reading »