Newest Answers

Making Big Purchases on Credit Cards

February 10th, 2016 | Author:

[M]aking a big purchase on your credit card often makes sense. Credit cards offer a layer of protection typically not provided by other types of payments. However, it can also be an expensive way to finance a large purchase. Learn the ins and outs of making big purchase on your credit card. Dispute Rights If...Continue Reading »

How to Finance Closing Costs

February 8th, 2016 | Author:

[B]uying a new home is a completely foreign process for most first-time home buyers. Most people know that a down payment is required in most circumstances. However, those who are new to the process may be unfamiliar with the concept of closing costs. The fact that you need a fairly significant amount of cash to...Continue Reading »

The Scoop On Multi-Account Cards

February 5th, 2016 | Author:

[A] multi-account card does exactly what it sounds like it does. It allows you to keep information from multiple cards on a solitary device. It functions exactly like a regular credit card. If you don’t have a multi-account card you may want to reconsider the benefits. These multi-account cards offer convenience and security all rolled...Continue Reading »

How To Avoid Electronic Pickpocketing

February 3rd, 2016 | Author:

[P]ickpocketing is one of the oldest crimes in the book. For centuries, thieves have been taking advantage of crowded places to get their hands on other people’s hard earned money. A new form of the deception has evolved for the current age. Electronic pickpocketing is now possible due to several advances in technology. Learn more...Continue Reading »

Tips for Rebuilding Your Credit After Delinquencies

February 1st, 2016 | Author:

[Y]our credit score is likely one of the most important numbers in your life. It will follow you around when you try to land a job, purchase a new home, or qualify for a loan. If your score has taken a turn for a worse, it doesn’t have to stay that way forever. You can...Continue Reading »

Easy Habits That Can Change Your Credit Score

January 29th, 2016 | Author:

[T]he way you use your credit can have a major impact on your lifestyle, for better, or for worse. Achieving an excellent credit score may seem like an impossible goal. However, even a few small changes can really make a difference. The following habits can transform your credit and your life. Be On Time Making...Continue Reading »

Business Credit Tips and Tricks

January 27th, 2016 | Author:

Running a business requires an ability to juggle a wide range of tasks, often all at the same time. One such task involves keeping your credit profile in good condition. Maintaining your business credit is one of the important things an owner must handle. Learn more about how to keep your business credit on track....Continue Reading »

Paying for College During Financial Difficulties

January 25th, 2016 | Author:

[D]eciding on how to pay college tuition for your child means making some tough choices. For parents with financial troubles or bad credit, the decision are made even more difficult. Many people in this situation worry that there are no options available. Find out how you can help pay for college even when faced with...Continue Reading »

How To Get A Good Deal On A Mortgage

January 22nd, 2016 | Author:

[A]pplying for a mortgage is a somewhat labor intensive experience. Lenders require borrowers to fill out lengthy applications and provide plenty of documentation. It is important to be ready for everything that the process entails. In order to get the best deal possible on your mortgage, it helps to be prepared. Credit Utilization The amount...Continue Reading »

Make The Most Out Of Free Credit Reporting

January 20th, 2016 | Author:

[F]ree credit reporting has been around for well over a decade now. In 2003, a legal amendment known as the Fair and Accurate Credit Transactions Act required consumers to be able to get a free copy of their credit report. The law requires you to have access to one free copy from each of the...Continue Reading »

Buy A Car With Bad Credit

January 15th, 2016 | Author:

[I]f you have less than optimal credit, you may have been told that buying a car is out of your reach. In the past, that was certainly true. Finding financing was nearly impossible for those with problematic credit histories. The only option was to save up cash in order to pay out of pocket. This...Continue Reading »