Newest Answers

Little Things that Have a Big Impact on Your Credit Score

March 3rd, 2015 | Author:
h

[I]t's often the little things that cause the most headaches. This fact is true in many areas, and it is true for credit scores. You may not be the type of person to go on shopping sprees and run up thousands of dollars on credit cards that you can't pay. But little mistakes can end...Continue Reading »

Are You Responsible For Bills You Don’t Receive?

March 2nd, 2015 | Author:
h

[A] bill notice gets lost in the mail or the issuer forgets to send one out. Now, its 30 days past due and your credit took a hit. A bit hit. Is there anything you can do? You Have Rights You can let the creditor know that you never received a bill and have the...Continue Reading »

Can You Tell a Person’s Credit Score by Dating Him (or Her)?

February 27th, 2015 | Author:
h

You've met someone you really like. You start to imagine life with the person long-term. You plan the wedding, the 2.5 kids and even figure the kind of dog – or fish – you will get after you settle down together. How those dreams go will depend a lot on the type of credit rating...Continue Reading »

3 Common Questions about Credit Scores

February 26th, 2015 | Author:
h

[N]o matter how much information is available, people still have questions about credit and credit scores. Part of the problem is that some of the information is inaccurate and other times it is just confusing. Here is a look at three of the most common questions asked. 1. Can I Get a Free Copy of...Continue Reading »

How Everyday Habits Impact Your Credit

February 25th, 2015 | Author:
h

[U]nless you are trying to buy a new house or car or get a credit card, you may not think much about your credit. Then, you are focused on trying to make improvement quickly. What you may not realize is that your everyday habits have the biggest impact on your credit score. You can make...Continue Reading »

Getting More of Your Credit Scores

February 24th, 2015 | Author:
h

[I]f you have been turned down for credit or a loan because of a bad credit score, you know how important that number is. What you may not realize is that you don't have just one credit score. You have dozens of scores, multiple ones from each credit reporting agency. And those numbers are hard...Continue Reading »

When Too Many Credit Scores are Confusing

February 23rd, 2015 | Author:
h

You signed up for a credit monitoring site like Credit Karma that gives you a free credit score. You got a credit card with a company that provides a free score every month. A second credit card company gives you yet another credit score. When none of them are the same, it can be confusing....Continue Reading »

Can You Be Rejected for a Secured Credit Card?

February 20th, 2015 | Author:
h

[I]f you have bad credit, you may have been told that the only way to get credit is through a secured card. Have one of those, someone said, and it will help your credit score improve. But is a secured credit card a sure thing for someone with bad credit? What is a Secured Credit...Continue Reading »

Can Getting In-Store Credit Hurt Your Credit Score?

February 19th, 2015 | Author:
h

[Y]ou've seen the offers from all of the major retailers. You apply for the in-store credit card and receive a percentage off your purchase. The credit card is only good for use in the store or chain of stores and you receive special offers that other customers don't get. Sounds like the perfect offer, right?...Continue Reading »

3 Ways Getting Married Could Ruin Your Credit Score

February 18th, 2015 | Author:
h

[T]he moment was so romantic. Dinner, candle lights, a beautiful ring. Now you are engaged. While you are busy planning the wedding and picking out invitations and writing up the guest list, don't forget about your credit. This unromantic aspect of getting married is a reality check, especially since the big event could spell big...Continue Reading »

Is Bad Credit a Deal Breaker for Your Valentine?

February 17th, 2015 | Author:
h

[C]redit scores are everywhere. They impact your ability to get a house, a new car and even a job. They may also impact your ability to find a date or get married. While a credit score isn't the most romantic or exciting trait in a date or spouse, it is an important one. Would You...Continue Reading »