Newest Answers

Why You Should Change the Due Dates on Your Bills

October 11th, 2017 | Author:
h

[Y]ou open up the credit card statement only to see another $30 late payment fee assessed. Ugh! You can’t believe you forgot to make a payment on time again. In between running the kids to daycare or school, meeting with clients and taking care of errands on the weekends, some things just get pushed aside....Continue Reading »

Good and Bad Reasons to Have a Credit Card

October 10th, 2017 | Author:
h

[G]etting approved for a credit card is a sign of responsibility. It can give you freedom with your finances. For instance, you can book a hotel or buy airline tickets, which would be difficult without a card. You should know why you want a credit card and understand if those reasons are good or bad....Continue Reading »

Should You Avoid All Debt?

October 6th, 2017 | Author:
h

You hear financial experts preach about getting out of debt. They tell you to cut up your credit cards and pay for everything with cash. While some people may need to follow this advice, you may wonder if it’s the case for everyone. Should you avoid ever having any kind of debt again? Not Avoidable...Continue Reading »

Why Fall is a Good Time to Learn to Save Money

October 2nd, 2017 | Author:
h

[T]he busy summer season is behind everyone, and the upcoming holiday season is a few weeks away yet. Now is the time to focus on goals you have set. One of the most important is saving money. Fall = Transition Time You are transitioning from the lazy days of summer, times when you spent a...Continue Reading »

How to Protect Your Identity at Home

September 27th, 2017 | Author:
h

[W]hen you hear about identity theft, you may think about all of the public computers in use as well as the credit card machines in stores. While these are all areas that are vulnerable to hackers and those who want to steal your identity, one of the most dangerous areas is at home. Why? Because...Continue Reading »

Giving Kids an Allowance – Should You?

September 25th, 2017 | Author:
h

When it comes to allowances for kids, there are generally two groups. Those who advocate for it and those who don’t are equally as vocal. There are a few things to be considered before deciding which side to be on. What are the Rules? Some parents believe you shouldn’t pay your kids for helping out...Continue Reading »

What is Your Credit Personality?

September 18th, 2017 | Author:
h

[P]eople have different views on credit and they handle it in various ways. It can be helpful to determine what your credit personality is so you can do a better job of managing it and avoiding temptation, which can get you in trouble. See if you identify with one of these people. The Spender You...Continue Reading »

6 Ways to Get and Stay Out of Debt

September 15th, 2017 | Author:
h

[I]f you’re like most people, you have some debt. For many, that debt may be overwhelming and even crippling. You can’t do things you’d like to because you have to pay too many credit cards and loans. Here are six ways to get out of debt and stay out of debt. Get Out of Debt...Continue Reading »

Why Life Insurance is Important

September 13th, 2017 | Author:
h

[Y]ou get those life insurance mailers or see ads on TV and you may ignore them. If you’re relatively young and in good health, you may wonder why life insurance is important for you. Protecting Your Future Life insurance is designed to be paid out when you die, so how can it possibly protect your...Continue Reading »

Saving Money on Groceries and Why It Will Help Your Credit

September 11th, 2017 | Author:
h

[W]hen you compare the cost of food to your income, you can see why groceries are such a big part of the budget for many families. It’s easy to spend $200 or more each week to feed a family of three or more. However, there are ways you save money on the groceries you buy....Continue Reading »

Before You Rent Your First Apartment

September 9th, 2017 | Author:
h

[W]hether you’re a returning college student ready to move out of the dorms and into an apartment or a recent graduate getting a full-time job, one of the big decisions you will make is where you’ll live. If you’ve never rented an apartment before, the process may be exciting and even a bit overwhelming. Before...Continue Reading »

3 Things to Consider When Buying a Car

September 8th, 2017 | Author:
h

[B]uying a car is a major investment. It can be fun, especially when you see all of the new features and systems that are available. However, it should also be a serious decision that you make after considering the following three things. 1. Your Credit If you have good credit, you’ll find it much easier...Continue Reading »