Newest Answers

Ways to Save Money and Improve Your Credit

March 22nd, 2017 | Author:
h

[I]f you made a resolution this year to pay off debt and improve your credit, you may find you have a challenge. For some, getting a second job is the best way to accomplish this goal because it provides extra income. If this isn’t an option, you can focus instead of saving money to give...Continue Reading »

Are Home Warranties Worth the Cost?

March 20th, 2017 | Author:
h

[I]f you have bought a home recently, are in the process or plan to in the future, one of the options you may have is to purchase a home warranty. However, you will have to decide if having a warranty is worth the initial cost. What is a Home Warranty? A home warranty covers your...Continue Reading »

How Not Having Health Insurance Can Damage Your Credit

March 17th, 2017 | Author:
h

[F]or many, health insurance is a cost they can’t afford. Premiums have gone up and co-pays are often higher as well as deductibles. If you have decided that you just can’t have health insurance, be aware of what it may really cost you. Major Health Issues As long as you are healthy, not having health...Continue Reading »

Creative Ways to Earn More Money and Pay Off Debt

March 15th, 2017 | Author:
h

[I]f you already work a second job or have kids and no option to take on part-time work, you may wonder how you will ever be able to pay off debt and improve your credit rating. Fortunately, there are ways you can earn money even when you don’t have time to fit in another job....Continue Reading »

Can Your Toys Steal Your Identity?

March 13th, 2017 | Author:
h

[T]he My Friend Cayla is a doll that has been making the news in a bad way. In fact, some advocate that parents get rid of the doll that has been banned in Germany. This interactive toy connects to the internet to talk with your child, answer questions and just be a lot more fun...Continue Reading »

3 ideas to Help You Pay Down Debt without a Second Job

March 10th, 2017 | Author:
h

[D]ebt is something most people have but very few want. Credit card debt and medical bills are especially detrimental to a person’s life and credit rating. For many, they take on a second job and devote the income to paying off debt. However, if this isn’t an option for you, there are still ways you...Continue Reading »

How to Change Your Spending Habits

March 8th, 2017 | Author:
h

[M]ost people who spend too much know it. They run into the store for paper towels or a gallon of milk and come back with two or three bags of stuff. Every time they sit down to pay the bills and see they don’t have enough money to cover expenses, they promise never to splurge...Continue Reading »

How Becoming a Landlord Can Hurt Your Credit

March 6th, 2017 | Author:
h

[Y]ou often hear how landlords check your credit rating and a bad credit score can prevent you from renting a place. However, being a landlord can also harm your credit if you aren’t careful. Your Property, Your Responsibility Many people decide to rent out a room in their home or even convert a basement into...Continue Reading »

Learn How to Spot Scams

March 3rd, 2017 | Author:
h

[Y]ou hear about them on the news or on a Facebook post someone shared: money scams. It may be an IRS scam, investment scams or home improvement jobs that aren’t real. It’s all too easy for someone to be taken advantage of with high-tech hackers and fraudsters who have ways to learn private details that...Continue Reading »

How DIY Home Improvement Projects Can be a Good Investment

March 1st, 2017 | Author:
h

[I]f you’re a homeowner, you may be swamped with a long to-do list for repairs and improvements on your home. You may not always be able to pay cash or hire the work done by professionals, but some projects are ideal for people who are at least minimally handy with basic tools. Bring a Higher...Continue Reading »

How to Protect Your Budget and Your Credit If You Lose a Job

February 27th, 2017 | Author:
h

[A] job loss can happen at any time, even in a flourishing economy. In a less than stellar time, it can even be expected. The challenge of staying afloat while you search for a new job can be difficult. Make the wrong decisions and you may be unable to pay your bills and ruin your...Continue Reading »