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Who We Are is dedicated to providing intelligent answers to credit related questions commonly asked by consumers.If you are searching for an answer to a specific credit score related question, type your question into the search box at the top of this page and browse through all credit score articles related to your query..

Whether you are saving up to purchase your first home or are in urgent need of being approved for a line of credit, your credit score will be one of the largest factors that lenders consider when they are deciding whether or not to approve you for financing.

Take some time to understand what the minimum credit requirements are ahead of time and avoid an inconvenient and embarrassing lending experience.  The earlier this is identified, the more time you have to ensure your credit score is exactly where you need it to be.