Newest Answers

Improve Your Credit Score Before Autumn

July 6th, 2015 | Author:
h

[T]he lazy days of summer can make you relax and slack off on some of your tasks. However, your credit score is one thing that you should never forget about. If you are trying to improve your credit score, there are some things you can do now so that you have a good score by...Continue Reading »

Prepare Your Credit Score for College

July 3rd, 2015 | Author:
h

[W]hen you start thinking about college, you may focus on what you will need to take to your dorm or what part-time job you will get. It is also important to begin thinking about your credit. In many ways, starting college is the first step in adulthood, and considering your credit now will make life...Continue Reading »

Good Habits That Will Help Your Credit Score

July 1st, 2015 | Author:
h

[W]hen you are trying to improve a bad credit score, it seems that most suggestions will take months or longer to work. There is no such thing as a quick fix when you have a low credit score. However, when you establish good habits, you will enjoy good credit for the long term. Pay All...Continue Reading »

Three Things You Need to Do to Get Ready for a Mortgage

June 29th, 2015 | Author:
h

[I]f you are one of the people with a dream to become a homeowner, it is never too early to start planning. The time to start making plans for being a homeowner is at least a year before you are ready to buy. There are three things you need to be doing if you want...Continue Reading »

Changes with the FHA Loan

June 26th, 2015 | Author:
h

[F]HA guidelines and rules are always being updated to reflect general changes with homebuyers and the economy. These changes are meant to benefit the responsible home-buyer though it doesn’t always feel that way. The best way to prepare for buying a home through the FHA program is to know what these changes are. Student Loans...Continue Reading »

Buying a Home can Build Credit

June 24th, 2015 | Author:
h

[Y]ou hear a lot about how you need good credit to qualify for a home loan. What you may not realize is that a mortgage – once you are approved, could have a big positive impact on your credit as well. While people with good or excellent credit scores may not be as concerned about...Continue Reading »

Why Too Many Credit Cards Can Hurt Your Credit

June 22nd, 2015 | Author:
h

If you see someone sorting through several credit cards to find the one he wants to use for the rewards, you may think that person must have awesome credit. How else could he qualify for all of those cards? Too Much Credit Can Be Bad Before you get tempted to start applying for numerous cards,...Continue Reading »

Why Credit Reports Differ

June 19th, 2015 | Author:
h

[I]f you have taken advantage of the annual free credit report, you may notice that all of your reports are not identical. One of the reasons you should get your credit report from all three agencies is to review the information on each one. Not All Creditors Report to All Agencies Your creditors do not...Continue Reading »

Quick Ways to Improve Your Credit Score

June 17th, 2015 | Author:

[I]mproving a bad credit score often takes time. It can take years to completely rebuild a credit score that dropped from excellent to poor. However, a few actions can help you see improvement right away. Ask for More Credit If you have balances on your credit cards that you are working to pay down, one...Continue Reading »

When Your Credit Score Takes a Hit

June 15th, 2015 | Author:
h

[C]redit scores often seem like a great mystery that no one can uncover. Everyone knows that several factors impact your credit score, but the exact science behind the numbers is seldom explained. Since there are three credit bureaus and multiple scores, it can get even complicated. You would think that no one could ever figure...Continue Reading »

How to Create a Budget That Improves Your Credit and Helps You Enjoy Life

June 12th, 2015 | Author:
h

[M]any people create budgets, but not as many follow them. They intend to, but somewhere along the way, they underestimate the cost or how much they need to live on. They borrow from credit cards or miss payments and end up ruining their credit. The key to having good credit for the long term is...Continue Reading »