3 ideas to Help You Pay Down Debt without a Second Job

March 10th, 2017 | Author:

[D]ebt is something most people have but very few want. Credit card debt and medical bills are especially detrimental to a person’s life and credit rating. For many, they take on a second job and devote the income to paying off debt. However, if this isn’t an option for you, there are still ways you can more money to pay on your bills.

1. Have a Garage Sale

You don’t even need a garage anymore with online swap shops and sales sites. Just go through your stuff and find items you no longer use or want to keep. Look for high-dollar items for online sales, but keep those $1 items for an in-person garage sale. Even if you don’t have the space for one where you live, you can ask a friend if you can contribute to their sale.

You’d be surprised at how much money you can make by selling a few items. Just put all of the money towards your bills to cut down the balance.

2. Make Something to Sell

If you’re crafty in any way, you can find someone who will buy your product. It doesn’t have to cost a lot of money either. Look on Pinterest for ideas on how to use items you already have around the house. Scrap lumber or discarded stuff can be repurposed into something new and totally different.

People with no craft talent or time will pay good money for something unique. The best part is you can do this from home on an ongoing basis to keep the cash flow steady.

3. Offer Your Skills to Teach Others

You know something that other people don’t. It may be a skill like woodworking, knitting or painting. It may be a life skill like how to budget or how to study for a test. The idea is that others will pay for your knowledge so they can learn. There are sites online where you can sign up and teach for a price. You can also set up your own website for free to promote your course.

These are just a few ways you can earn extra money to pay down your debt without taking a traditional second job. As you pay off your balances, you’ll see your credit score improve, which will make you feel good.

Newest Answers

Ways to Save Money and Improve Your Credit

March 22nd, 2017 | Author:
h

[I]f you made a resolution this year to pay off debt and improve your credit, you may find you have a challenge. For some, getting a second job is the best way to accomplish this goal because it provides extra income. If this isn’t an option, you can focus instead of saving money to give […]

Continue Reading »

Are Home Warranties Worth the Cost?

March 20th, 2017 | Author:
h

[I]f you have bought a home recently, are in the process or plan to in the future, one of the options you may have is to purchase a home warranty. However, you will have to decide if having a warranty is worth the initial cost. What is a Home Warranty? A home warranty covers your […]

Continue Reading »

How Not Having Health Insurance Can Damage Your Credit

March 17th, 2017 | Author:
h

[F]or many, health insurance is a cost they can’t afford. Premiums have gone up and co-pays are often higher as well as deductibles. If you have decided that you just can’t have health insurance, be aware of what it may really cost you. Major Health Issues As long as you are healthy, not having health […]

Continue Reading »

Creative Ways to Earn More Money and Pay Off Debt

March 15th, 2017 | Author:
h

[I]f you already work a second job or have kids and no option to take on part-time work, you may wonder how you will ever be able to pay off debt and improve your credit rating. Fortunately, there are ways you can earn money even when you don’t have time to fit in another job. […]

Continue Reading »

Can Your Toys Steal Your Identity?

March 13th, 2017 | Author:
h

[T]he My Friend Cayla is a doll that has been making the news in a bad way. In fact, some advocate that parents get rid of the doll that has been banned in Germany. This interactive toy connects to the internet to talk with your child, answer questions and just be a lot more fun […]

Continue Reading »

3 ideas to Help You Pay Down Debt without a Second Job

March 10th, 2017 | Author:
h

[D]ebt is something most people have but very few want. Credit card debt and medical bills are especially detrimental to a person’s life and credit rating. For many, they take on a second job and devote the income to paying off debt. However, if this isn’t an option for you, there are still ways you […]

Continue Reading »

How to Change Your Spending Habits

March 8th, 2017 | Author:
h

[M]ost people who spend too much know it. They run into the store for paper towels or a gallon of milk and come back with two or three bags of stuff. Every time they sit down to pay the bills and see they don’t have enough money to cover expenses, they promise never to splurge […]

Continue Reading »