[I]t isn’t easy to get and maintain a good credit score. It takes years of good money management to build up a good credit score but it doesn’t take much to damage your credit score. Before you buy a car, secure a home loan or simply apply for credit cards, you need to know what’s on your credit report from each of the three major credit reporting agencies; TransUnion, Experian and Equifax.
So how do you find out what is in your credit report with these bureaus? In the first of a series of nine Credit Score Resource e-books, Understanding Your Credit Report, we make it easy to find out what your credit score is at no cost to you. Follow our step-by-step instructions to access your credit reports online for free, no strings attached, no hidden fees and no hassles.
In this free download, Understanding Your Credit Report, you’ll find the answers to these important questions about credit and credit scores:
- What are the different types of credit?
- What exactly is a credit report?
- How can I get a free credit report online?
- What are my rights under the Fai Credit Reporting Act?
- What information is included in a credit report?
- What does each section of the credit report mean?
- Why it is important to look at every line in the report?
- Why is there a difference between reports from different agencies?
- And more…
We are committed to giving you great step-by-step instructions in all nine Credit Score Resource e-books. We’ve spent countless hours doing the research to make sure that the information in each Credit Score Resource e-book is up to date and accurate. These nine e-books will help you figure out your financial standing and to understand how all that data fits together to create your credit history. We are truly the only website out there that has no ties to any credit company, and we won’t try to sell you anything, we just give you the facts.
Isn’t it time to start properly managing your hard earned money? Download Understanding Your Credit Report here.
[I]f you have a bad credit score, you may benefit from the changes coming to credit reports soon. If you’re one of the lucky ones, you’ll see your credit score improve. In fact, it is expected that up to seven percent of those who have credit histories could see a benefit. What Changes Most civil […]
[Y]ou’re deep in debt and you want to pay it off to improve your credit score and to make life simpler. You want to pay it off as quickly as possible, which means making some major changes in your finances and life. Many experts tell you to stop spending any more money than you have […]
[I]f you’re trying to become more financially stable and improve your credit rating, you must be careful with how you spend your money. While you don’t want to give up everything fun in life in order to be frugal, you also want to avoid wasting your money on unnecessary expenses. Here are three ways people […]
[Y]ou hit rock bottom with your credit. All of your accounts went to collections and your car was repossessed. You don’t even want to check your credit score because you know it’s bad. While the situation might seem hopeless, you can turn it around. Once you’ve lost any credit worthiness, you are ready to work […]
[I]f you’ve been dating someone for a while, you may be getting serious. Before you start dreaming about the perfect wedding day or what life will be like with 2.5 kids and a dog, you need to know you’re on the same page about important issues. While many people think nothing of talking about how […]
[Y]ou pay everything with cash. Your motto is “If I can’t pay cash, I can’t afford it.” That means no credit ever. You may assume that you don’t need to worry about your credit score if you don’t plan to use credit to buy anything. Unfortunately, credit isn’t just about loans and credit cards. A […]
[I]f your kids are old enough to take on a summer job, now is a golden opportunity to teach them about money and finances. If you start them out right, they will know how to handle money and financial responsibility for when they are earning a full-time income. Here are three tips to use this […]