[I]t isn’t easy to get and maintain a good credit score. It takes years of good money management to build up a good credit score but it doesn’t take much to damage your credit score. Before you buy a car, secure a home loan or simply apply for credit cards, you need to know what’s on your credit report from each of the three major credit reporting agencies; TransUnion, Experian and Equifax.
So how do you find out what is in your credit report with these bureaus? In the first of a series of nine Credit Score Resource e-books, Understanding Your Credit Report, we make it easy to find out what your credit score is at no cost to you. Follow our step-by-step instructions to access your credit reports online for free, no strings attached, no hidden fees and no hassles.
In this free download, Understanding Your Credit Report, you’ll find the answers to these important questions about credit and credit scores:
- What are the different types of credit?
- What exactly is a credit report?
- How can I get a free credit report online?
- What are my rights under the Fai Credit Reporting Act?
- What information is included in a credit report?
- What does each section of the credit report mean?
- Why it is important to look at every line in the report?
- Why is there a difference between reports from different agencies?
- And more…
We are committed to giving you great step-by-step instructions in all nine Credit Score Resource e-books. We’ve spent countless hours doing the research to make sure that the information in each Credit Score Resource e-book is up to date and accurate. These nine e-books will help you figure out your financial standing and to understand how all that data fits together to create your credit history. We are truly the only website out there that has no ties to any credit company, and we won’t try to sell you anything, we just give you the facts.
Isn’t it time to start properly managing your hard earned money? Download Understanding Your Credit Report here.
[I]f you have a goal to improve your credit score for the new year, you need to set up steps to help you achieve this goal. For many, they read all kinds of information about how to get a good credit score, and it can be overwhelming. Sometimes, it can sound so easy but not […]
[T]here are three major credit reporting agencies: Experian, Equifax and TransUnion. All of them provide a credit report which lists your personal information and credit accounts. You can get one report for free each year or purchase extra reports through the agency sites. Many people just get one credit report, but you really should get […]
[A]s you get credit cards, you will notice they give you a credit limit. This is the maximum amount you can spend on the card without paying some of it off first. Credit card companies often increase your credit limit as you prove responsible handling the amount you have. You may wonder if more credit […]
[I]f you have bad credit, it can be difficult to qualify for a car loan. However, it’s not impossible. Before you go out and apply for money to purchase a vehicle, there are some things you should know. Check Your Credit Before you fill out any applications for car loans, you need to take a […]
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[T]ransUnion is one of the three credit bureaus which stores information about consumers and their credit history. It provides this information to creditors and to consumers. TransUnion was founded in 1968, and it now has more than 200 offices through the US and the world. How TransUnion is Different TransUnion is similar to the other […]
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