[W]hile you may be aware of unemployment benefits if you lose your job through no fault of your own, you may not think you qualify or will be able to get them. However, they can be a lifeline until you are back on your feet with a new job.
Many people don’t get these benefits because they don’t file. They think it’s too big of a hassle since they plan to be back at work soon. However, finding a job can take longer than you expect, and these benefits can help you stay afloat.
A common myth is that you must be fired from a job to get unemployment; you can’t simply quit. This is not true. You can quit as long as you tried to save your job before you left. You must have a valid reason for quitting, and you must document it.
Appeal the Decision
Someone will review your request for benefits, and you must respond with an appeal if your claim is denied. You have a small window of time to appeal, so you want to make sure you take action quickly. If you are able to explain the situation, you may qualify for benefits.
Even if you did something you shouldn’t have done, you may still be eligible for benefits, depending on the situation and your response. For example, if you had trouble with being absent a lot and you contacted your employer because it was for reasons beyond your control, you may be able to receive your unemployment benefits.
Your benefits can help keep food on the table and bills paid until you can find another job. If you contact creditors and let them know of your situation and ask to make partial payments until you are employed again, they will often work with you. You may only have to pay the interest for several months.
Receiving unemployment benefits can help save your credit if you are able to maintain your bills. Once you have found a new job, you can get back on track.
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