[I]f you are working to build or rebuild credit, you should take some time to learn from the experts. Here are some experts worth listening to.
Want to get the highest credit score?
Listen for some great advice from Anthony Sprauve with MyFico.com on what characteristics are common to people with high credit scores. He answers detailed questions that you may have like how many accounts they have and what you can do to get a higher score. He is the director of public relations for the popular site.
Get the facts on credit scores
If you want to learn the facts about credit and understand the truths behind some popular myths, you will want to listen to Tom Quinn. He will tell you if your income can help your score or if an inquiry will hurt it. He compares short sales and foreclosures on your credit.
Tom Quinn is the vice president at myFico and has written on the subject of credit. He also worked at FICO as the Vice President of Scoring as part of his 15 years with the company.
How to raise your credit score fast
How would you like to see your credit score improve in 90 days? Jeanne Kelly tells you how you can make improvements in your credit that will help you see results. There are no shortcuts on this podcast, but the tips provide long-term benefits.
Jeanne Kelly wrote the book, The 90 Day Credit Challenge, and has worked as a credit coach for people looking for guidance.
She has even appeared on The Today Show.
How credit scores really work
If you just want to understand the basics of credit scoring as your first step to building or improving credit, this podcast will give you the information you need. It tells you how they are created and how they are calculated. Listen to Barry Paperno to find answers to some of the most common questions people ask.
Barry Paperno has vast experience on this subject, having worked for FICO, Bank of America, Experian, and other companies.
[I]f you have a goal to improve your credit score for the new year, you need to set up steps to help you achieve this goal. For many, they read all kinds of information about how to get a good credit score, and it can be overwhelming. Sometimes, it can sound so easy but not […]
[T]here are three major credit reporting agencies: Experian, Equifax and TransUnion. All of them provide a credit report which lists your personal information and credit accounts. You can get one report for free each year or purchase extra reports through the agency sites. Many people just get one credit report, but you really should get […]
[A]s you get credit cards, you will notice they give you a credit limit. This is the maximum amount you can spend on the card without paying some of it off first. Credit card companies often increase your credit limit as you prove responsible handling the amount you have. You may wonder if more credit […]
[I]f you have bad credit, it can be difficult to qualify for a car loan. However, it’s not impossible. Before you go out and apply for money to purchase a vehicle, there are some things you should know. Check Your Credit Before you fill out any applications for car loans, you need to take a […]
[M]any people hear that they have bad credit, which means they haven’t always been responsible with their credit accounts. However, it is another situation entirely when a person is told they have no credit. You may wonder how that’s possible and what it really means for your future. No Credit Doesn’t Mean Never Any Credit […]
[T]ransUnion is one of the three credit bureaus which stores information about consumers and their credit history. It provides this information to creditors and to consumers. TransUnion was founded in 1968, and it now has more than 200 offices through the US and the world. How TransUnion is Different TransUnion is similar to the other […]
[E]quifax is one of the three major credit reporting agencies which provides information used on your credit report. It has a credit score which will impact your ability to get approved for new credit. All of these agencies aren’t the same, so here is some information you should know about Equifax. Equifax is headquartered out […]