What Does a Credit Score Reveal About Your Potential Partner’s Character and Spending Habits?

February 12th, 2013 | Author: test

Knowing your partner’s credit score will tell you a lot about their character and spending habits. Before you invest time, emotions and money into a relationship, read below to find out What a Credit Score Reveals About Your Potential Partner.

If your partner has a credit score of 680 or more, then you can expect that they pay their bills on time, use credit wisely and will get excellent rates on loans and mortgages.

Anything below 620 means your partner may have some major character flaws that will lead you to heartbreak, debt and having your own credit score impacted negatively. 

There is a correlation between lower credit scores and involvement in poor moral activities such as stealing, cheating, falsifying documents, and fraudulent behavior.  Lower credit scores can also reveal an impatient, flighty personality.

In addition to knowing What a Credit Score Reveals About Your Potential Partner, watch out for these signs of bad credit behavior that lower credit scores and lead to a rocky relationship:

  • Maxing Out Credit Cards – shows that your partner relies too much on credit and spends more than he/she earns.
  • Missing a Credit Card Payment – demonstrates your partner is not responsible.
  • Debt Settlement – settling debts to pay only pay a portion of the amount owed shows that your partner spent more than was earned.
  • Foreclosure – shows your partner couldn’t maintain regular payments and the lender took back the car or house.
  • Declaring Bankruptcy – Filing for bankruptcy stays on a credit report for at least 7 years making it almost impossible to get credit or improve credit scores in that time.
  • Applies for Too Many Credit Cards, Opens Many Credit Accounts and Applies for Many Loans – too many accounts shows excessive spending.
  • No Checking or Savings Account – indicates there is no record of income or savings making your partner a high credit risk.
  • No Credit Card – having no credit card, or using no credit of any kind indicates that your partner is not able to get credit or loans.

Finding out your partner’s credit score can help you predict if you will have a happy life or if you will be struggling with debt, or worse.  Check out our info graphic below called What a Credit Score Reveals About Your Potential Partner, then go ask your partner for their credit score now!

If you enjoyed this infographic and would like to share it. Here is the code so that you can place it on your site:

credit scores and dating infographic

Newest Answers

Don’t Let a Move Damage Your Credit

July 30th, 2014 | Author:
h

hen you are moving to a new place, you have a dozen things on your mind. Often, your credit isn’t one of them. At least not until you get a notice from a collections agency or you pull your credit report and find an account listed that you weren’t aware of. How Credit Gets Damaged […]

Continue Reading »

Why Good Credit is Important for Single Parents

July 29th, 2014 | Author:
h

aving good credit is important for everyone. It affects many aspects of a person’s life, from buying a home or car to getting car insurance. It can even impact what job you get. But for single parents, a good credit score may matter even more. When you get divorced and become a single parent, your […]

Continue Reading »

Why Credit Scores Drop When You Pay Off Debt

July 28th, 2014 | Author:
h

ave you ever noticed after you’ve paid off your student loan, car loan or other debt that your credit score drops? How about after paying off your home mortgage or major credit card? Before you panic, there are a several factors as to why your credit score can fluctuate on a weekly basis. Payment history […]

Continue Reading »

When An Old Debt Shows Up On Your Credit Report

July 28th, 2014 | Author:
h

ou may be one of those people that likes to keep track of your credit on a regular basis, or you may be checking it for a future home purchase. Whatever reason you have for checking your credit, you get a sickening feeling when a debt shows up on your report and knocks your credit […]

Continue Reading »

Credit Repair Scams: Just Say No

July 25th, 2014 | Author:
h

any people want better credit. They know the key to getting a new car or home is a good credit score. If they have had trouble with credit in the past, they may feel that it is impossible to erase their bad choices. While this is often true, there are plenty of companies that tell […]

Continue Reading »

How to Tackle Debt to Raise Your Credit Score

July 24th, 2014 | Author:
h

ne of the things many people do when they want to improve their credit score is to tackle their old debts. They believe that by paying off old credit cards, collections and other debts, they will improve their credit rating and qualify for that mortgage or car loan they want. Here are some things you […]

Continue Reading »

How Other People Can Ruin Your Credit Score

July 23rd, 2014 | Author:
h

ost people know that they can damage their own credit by the decisions they make. They also realize what those decisions are. However, they may not think about the ways that other people can also damage their credit scores. When You Co-Sign If you co-sign on any account, your credit could suffer if the other […]

Continue Reading »

Who We Are

This is a Featured Post CreditScoreResource.com is dedicated to providing intelligent answers to credit related questions commonly asked by consumers.If you are searching for an answer to a specific credit score related question, type your question into the search box at the top of this page and browse through all credit score articles related to your query.. ... Read More