What Does a Credit Score Reveal About Your Potential Partner’s Character and Spending Habits?

February 12th, 2013 | Author:

[K]nowing your partner’s credit score will tell you a lot about their character and spending habits. Before you invest time, emotions and money into a relationship, read below to find out What a Credit Score Reveals About Your Potential Partner.

If your partner has a credit score of 680 or more, then you can expect that they pay their bills on time, use credit wisely and will get excellent rates on loans and mortgages.

Anything below 620 means your partner may have some major character flaws that will lead you to heartbreak, debt and having your own credit score impacted negatively. 

There is a correlation between lower credit scores and involvement in poor moral activities such as stealing, cheating, falsifying documents, and fraudulent behavior.  Lower credit scores can also reveal an impatient, flighty personality.

In addition to knowing What a Credit Score Reveals About Your Potential Partner, watch out for these signs of bad credit behavior that lower credit scores and lead to a rocky relationship:

  • Maxing Out Credit Cards – shows that your partner relies too much on credit and spends more than he/she earns.
  • Missing a Credit Card Payment – demonstrates your partner is not responsible.
  • Debt Settlement – settling debts to pay only pay a portion of the amount owed shows that your partner spent more than was earned.
  • Foreclosure – shows your partner couldn’t maintain regular payments and the lender took back the car or house.
  • Declaring Bankruptcy – Filing for bankruptcy stays on a credit report for at least 7 years making it almost impossible to get credit or improve credit scores in that time.
  • Applies for Too Many Credit Cards, Opens Many Credit Accounts and Applies for Many Loans – too many accounts shows excessive spending.
  • No Checking or Savings Account – indicates there is no record of income or savings making your partner a high credit risk.
  • No Credit Card – having no credit card, or using no credit of any kind indicates that your partner is not able to get credit or loans.

Finding out your partner’s credit score can help you predict if you will have a happy life or if you will be struggling with debt, or worse.  Check out our info graphic below called What a Credit Score Reveals About Your Potential Partner, then go ask your partner for their credit score now!

If you enjoyed this infographic and would like to share it. Here is the code so that you can place it on your site:

credit scores and dating infographic

Newest Answers

Tips to Help You Improve Your Finances in 2017

January 20th, 2017 | Author:

[I]f you are like many people, you made a New Year’s resolution to improve your finances or rebuild your credit for 2017. While this seems like a worthy goal, it won’t gain much steam unless you have a plan. You must determine exactly what you will do to achieve your goal and start working on […]

Continue Reading »

Steps to Take to Build Financial Security

January 18th, 2017 | Author:

[A]re you trying to rebuild your credit? Are you tired of living from paycheck to paycheck? If you have set a goal to become more financially stable in the new year, you need to have a plan. Here is one that almost everyone can follow to achieve success. 1. Set Long-term and Short-Term Goals Before […]

Continue Reading »

Mistakes People Make with Credit Cards

January 16th, 2017 | Author:

[G]etting a credit card can be a sign of “growing up” for many. It feels good to know you have earned your way to having credit or to have rebuilt your credit to the point where you can be trusted with credit again. However, not everyone handles this new responsibility in the best way. Here […]

Continue Reading »

How to Protect Your Credit If You’re Self-Employed

January 13th, 2017 | Author:

[B]eing self-employed often brings a sense of independence and freedom. You have a flexible schedule, and you are in control of how much you earn and when you work. However, it also comes with a few negatives, especially when it comes to your credit history and credit rating. Here are some ways to protect your […]

Continue Reading »

How to Take Control of Your Finances

January 2nd, 2017 | Author:

[I]f your goal is to be financially independent and able to enjoy life, you must take control of your money. Here are a few tips to help you in this process so you can live the kind of life you want. Understand Your Income This is the fun part. Figure out how much income you […]

Continue Reading »

Don’t Let the Monsters Steal Your Identity This Halloween

December 12th, 2016 | Author:

[I]t can seem as if the ghouls and goblins of the finance world come out in full force around the holiday season. Hackers and identity thieves know more people shop from Halloween to the New Year, which leaves them more vulnerable. Here are a few tips on how you can protect your identity now and […]

Continue Reading »

Don’t Let the Colder Weather Ruin Your Credit

December 9th, 2016 | Author:

[A]s the temperatures drop, heating costs rise. If you live from paycheck to paycheck, even a slight increase may leave you wondering how you are going to manage all of your bills. The high utility bills can hurt your credit if you’re not careful. Too Many Bills, Not Enough Money If increasing utility costs mean […]

Continue Reading »