What Does a Credit Score Reveal About Your Potential Partner’s Character and Spending Habits?

February 12th, 2013 | Author: test

Knowing your partner’s credit score will tell you a lot about their character and spending habits. Before you invest time, emotions and money into a relationship, read below to find out What a Credit Score Reveals About Your Potential Partner.

If your partner has a credit score of 680 or more, then you can expect that they pay their bills on time, use credit wisely and will get excellent rates on loans and mortgages.

Anything below 620 means your partner may have some major character flaws that will lead you to heartbreak, debt and having your own credit score impacted negatively. 

There is a correlation between lower credit scores and involvement in poor moral activities such as stealing, cheating, falsifying documents, and fraudulent behavior.  Lower credit scores can also reveal an impatient, flighty personality.

In addition to knowing What a Credit Score Reveals About Your Potential Partner, watch out for these signs of bad credit behavior that lower credit scores and lead to a rocky relationship:

  • Maxing Out Credit Cards – shows that your partner relies too much on credit and spends more than he/she earns.
  • Missing a Credit Card Payment – demonstrates your partner is not responsible.
  • Debt Settlement – settling debts to pay only pay a portion of the amount owed shows that your partner spent more than was earned.
  • Foreclosure – shows your partner couldn’t maintain regular payments and the lender took back the car or house.
  • Declaring Bankruptcy – Filing for bankruptcy stays on a credit report for at least 7 years making it almost impossible to get credit or improve credit scores in that time.
  • Applies for Too Many Credit Cards, Opens Many Credit Accounts and Applies for Many Loans – too many accounts shows excessive spending.
  • No Checking or Savings Account – indicates there is no record of income or savings making your partner a high credit risk.
  • No Credit Card – having no credit card, or using no credit of any kind indicates that your partner is not able to get credit or loans.

Finding out your partner’s credit score can help you predict if you will have a happy life or if you will be struggling with debt, or worse.  Check out our info graphic below called What a Credit Score Reveals About Your Potential Partner, then go ask your partner for their credit score now!

If you enjoyed this infographic and would like to share it. Here is the code so that you can place it on your site:

credit scores and dating infographic

Newest Answers

How to Tackle Debt to Raise Your Credit Score

July 24th, 2014 | Author:
h

ne of the things many people do when they want to improve their credit score is to tackle their old debts. They believe that by paying off old credit cards, collections and other debts, they will improve their credit rating and qualify for that mortgage or car loan they want. Here are some things you […]

Continue Reading »

How Other People Can Ruin Your Credit Score

July 23rd, 2014 | Author:
h

ost people know that they can damage their own credit by the decisions they make. They also realize what those decisions are. However, they may not think about the ways that other people can also damage their credit scores. When You Co-Sign If you co-sign on any account, your credit could suffer if the other […]

Continue Reading »

How Often Should You Look at Your Credit Reports?

July 22nd, 2014 | Author:
h

ou hear a lot of advice about checking your credit reports, always knowing what is on those reports. You never know when you could be the victim of fraud if you don’t check them. But how often is too often and when do you really need to check up on your credit reports? Looking for […]

Continue Reading »

Does Age Matter for a Credit Score?

July 22nd, 2014 | Author:
h

ou may wonder if your age factors in at all on your credit score. It certainly seems to influence many aspects of your life. However, with credit reports, your age doesn’t matter. On the other hand, your credit age does matter. Age of Accounts The age of your oldest account plays a role in determining […]

Continue Reading »

Can You Teach Your Teen about Credit with a Credit Card?

July 21st, 2014 | Author:
h

arents work to give their teenagers the information and experience to be successful adults someday. Many wonder if giving them their own credit card while they are still living at home and under Mom and Dad’s watchful eye is a good way to teach them about credit. That depends on your kids and what you […]

Continue Reading »

When You Don’t Have Enough Credit

July 18th, 2014 | Author:
h

hile many people worry because they have too much credit, it is easy to go in the other direction and not have enough. They work hard to clean up bad debts, pay off credit cards and collections, and vow never to get in that situation again. Their answer is to pay everything with cash and […]

Continue Reading »

Is Rent-to-Own the Only Option for Buyers with Bad Credit Scores?

July 18th, 2014 | Author:
h

ou’ve seen the ads. Pay only $20 a week and that brand new HDTV will be yours. Rent-to-own stores make their deals look so attractive and many people fall for the ads. But for those with bad credit scores, they may see it as the only way to get the item they want. The truth […]

Continue Reading »

Who We Are

This is a Featured Post CreditScoreResource.com is dedicated to providing intelligent answers to credit related questions commonly asked by consumers.If you are searching for an answer to a specific credit score related question, type your question into the search box at the top of this page and browse through all credit score articles related to your query.. ... Read More