What Does a Credit Score Reveal About Your Potential Partner’s Character and Spending Habits?

February 12th, 2013 | Author:

Knowing your partner’s credit score will tell you a lot about their character and spending habits. Before you invest time, emotions and money into a relationship, read below to find out What a Credit Score Reveals About Your Potential Partner.

If your partner has a credit score of 680 or more, then you can expect that they pay their bills on time, use credit wisely and will get excellent rates on loans and mortgages.

Anything below 620 means your partner may have some major character flaws that will lead you to heartbreak, debt and having your own credit score impacted negatively. 

There is a correlation between lower credit scores and involvement in poor moral activities such as stealing, cheating, falsifying documents, and fraudulent behavior.  Lower credit scores can also reveal an impatient, flighty personality.

In addition to knowing What a Credit Score Reveals About Your Potential Partner, watch out for these signs of bad credit behavior that lower credit scores and lead to a rocky relationship:

  • Maxing Out Credit Cards – shows that your partner relies too much on credit and spends more than he/she earns.
  • Missing a Credit Card Payment – demonstrates your partner is not responsible.
  • Debt Settlement – settling debts to pay only pay a portion of the amount owed shows that your partner spent more than was earned.
  • Foreclosure – shows your partner couldn’t maintain regular payments and the lender took back the car or house.
  • Declaring Bankruptcy – Filing for bankruptcy stays on a credit report for at least 7 years making it almost impossible to get credit or improve credit scores in that time.
  • Applies for Too Many Credit Cards, Opens Many Credit Accounts and Applies for Many Loans – too many accounts shows excessive spending.
  • No Checking or Savings Account – indicates there is no record of income or savings making your partner a high credit risk.
  • No Credit Card – having no credit card, or using no credit of any kind indicates that your partner is not able to get credit or loans.

Finding out your partner’s credit score can help you predict if you will have a happy life or if you will be struggling with debt, or worse.  Check out our info graphic below called What a Credit Score Reveals About Your Potential Partner, then go ask your partner for their credit score now!

If you enjoyed this infographic and would like to share it. Here is the code so that you can place it on your site:

credit scores and dating infographic

Newest Answers

How to Enjoy the Holidays Without Going Deeper in Debt

December 19th, 2014 | Author:

ne of the biggest factors in your credit score is how much of your credit limit is being used. If you max out your credit cards during the holidays every year for gifts, you are hurting your credit score. Even if you spend the other 10 or 11 months paying it off, this problem becomes […]

Continue Reading »

Preparing for a Credit Check

December 18th, 2014 | Author:

ou want to buy a car or your first home. You already know that the lender is going to check your credit. How do you prepare for that situation before it happens? Get a Free Copy of Your Credit Report The first thing to do is to get a free copy of your credit report. […]

Continue Reading »

What Should You Do If You Don’t Have a Credit Score?

December 17th, 2014 | Author:

You hear so much about bad credit scores and how they can hurt you when you go to apply for a home loan or car loan. What about if you don’t have a credit score at all? You may have heard it said that no credit is worse than bad credit, but is it true? […]

Continue Reading »

Develop Good Credit Card Habits to Have a Good Credit Score

December 16th, 2014 | Author:

t’s a catch-22 for many people. You can’t get good credit without a credit card, but carry a high balance and it will hurt your credit. While this is a narrow view on how credit and credit cards function, it does provide a succinct statement on how credit and credit cards work together. The key […]

Continue Reading »

Are You Doomed to Have Bad Credit Forever?

December 15th, 2014 | Author:

iss one payment by 30 days and watch your credit score sink like a rock. Work hard to pay your bills on time from that time forward and it seems like your score creeps back up. If you have multiple negative accounts from the past on your record, it only compounds the problem. It may […]

Continue Reading »

Why Credit Card Debt is Good for the Economy and Bad For You

December 12th, 2014 | Author:

ccording to a new report from Equifax, credit card debt has increased in the second quarter of 2014 compared to the same time in 2013. This is good news for the economy because many credit experts say that increased levels of debt indicate improved consumer confidence. More Debt Than Savings Another survey conducted by Bankrate […]

Continue Reading »

When Accounts are Removed From a Credit Report

December 11th, 2014 | Author:

f you check your credit report occasionally and compare it to previous ones, you may notice that some accounts are no longer reported. Why does this happen and does it really matter to your credit score? There are various reasons that an account could fall off of a credit report. Sometimes it is a good […]

Continue Reading »