What Does a Credit Score Reveal About Your Potential Partner’s Character and Spending Habits?

February 12th, 2013 | Author:

[K]nowing your partner’s credit score will tell you a lot about their character and spending habits. Before you invest time, emotions and money into a relationship, read below to find out What a Credit Score Reveals About Your Potential Partner.

If your partner has a credit score of 680 or more, then you can expect that they pay their bills on time, use credit wisely and will get excellent rates on loans and mortgages.

Anything below 620 means your partner may have some major character flaws that will lead you to heartbreak, debt and having your own credit score impacted negatively. 

There is a correlation between lower credit scores and involvement in poor moral activities such as stealing, cheating, falsifying documents, and fraudulent behavior.  Lower credit scores can also reveal an impatient, flighty personality.

In addition to knowing What a Credit Score Reveals About Your Potential Partner, watch out for these signs of bad credit behavior that lower credit scores and lead to a rocky relationship:

  • Maxing Out Credit Cards – shows that your partner relies too much on credit and spends more than he/she earns.
  • Missing a Credit Card Payment – demonstrates your partner is not responsible.
  • Debt Settlement – settling debts to pay only pay a portion of the amount owed shows that your partner spent more than was earned.
  • Foreclosure – shows your partner couldn’t maintain regular payments and the lender took back the car or house.
  • Declaring Bankruptcy – Filing for bankruptcy stays on a credit report for at least 7 years making it almost impossible to get credit or improve credit scores in that time.
  • Applies for Too Many Credit Cards, Opens Many Credit Accounts and Applies for Many Loans – too many accounts shows excessive spending.
  • No Checking or Savings Account – indicates there is no record of income or savings making your partner a high credit risk.
  • No Credit Card – having no credit card, or using no credit of any kind indicates that your partner is not able to get credit or loans.

Finding out your partner’s credit score can help you predict if you will have a happy life or if you will be struggling with debt, or worse.  Check out our info graphic below called What a Credit Score Reveals About Your Potential Partner, then go ask your partner for their credit score now!

If you enjoyed this infographic and would like to share it. Here is the code so that you can place it on your site:

credit scores and dating infographic

Newest Answers

Financial Habits You Don’t Want Your Kids to Inherit

October 7th, 2015 | Author:

[T]hey get your brown eyes, your lopsided grin, even your height to end up looking like miniature versions of you. What you don’t want your children to inherit are certain attitudes you may have about money and finances. If you take a look at your own habits and see any of the following, you may […]

Continue Reading »

What You Need to Buy a Home in 2015

October 5th, 2015 | Author:

[T]he housing market has changed in recent years. In fact, it is continuing to change as the industry continues to recover and gain momentum. For now, there are a few things you must have if you want to buy a house in the current market. Money Money speaks volumes in any purchase, and it is […]

Continue Reading »

Why Debit Cards Won’t Help Your Credit

October 1st, 2015 | Author:

[D]ebit cards add a lot of convenience to people’s lives. They don’t have to carry cash or deal with checks. Debit cards work just like credit cards in many cases. Just swipe the card and you purchase anything as long as the money in your checking account covers it. It is the fact that your […]

Continue Reading »

Actions That Can Hurt Your Credit Score

September 30th, 2015 | Author:

[N]o matter how responsible you are with your money, a simple mistake can hurt your credit score. One moment of action or inaction can impact you for months or even years. Avoid these mistakes to protect your score. Not Paying a Bill You Don’t Owe If you feel that you don’t owe a bill or […]

Continue Reading »

Does Getting Pre-Approved for a Mortgage Hurt Your Credit Score?

September 28th, 2015 | Author:

[I]f you are looking to buy a house, you have probably heard about pre-authorization and pre-approval. Pre-authorization is designed to help you determine how much you could qualify for based on income and other variables. It is not the same as pre-approval, which takes into account your credit score and other factors. To get pre-approved, […]

Continue Reading »

What Does My Credit Sore Mean?

September 25th, 2015 | Author:

[P]eople who are hoping to be approved for a mortgage or car loan often check their credit scores to see how they are doing. When they receive a credit score, they may have no idea what it means. Even with a number in front of them, they don’t understand what it means for them. Where […]

Continue Reading »

Ways that Loans Can Impact Your Life

September 23rd, 2015 | Author:

[P]eople are getting more loans these days than ever before. They get loans for homes and autos, for furniture and appliances, and even just to pay off other loans. In fact, if people need money for just about anything, they start thinking about getting a loan. Before you apply for a loan, consider these things. […]

Continue Reading »