What Does a Credit Score Reveal About Your Potential Partner’s Character and Spending Habits?

February 12th, 2013 | Author:

[K]nowing your partner’s credit score will tell you a lot about their character and spending habits. Before you invest time, emotions and money into a relationship, read below to find out What a Credit Score Reveals About Your Potential Partner.

If your partner has a credit score of 680 or more, then you can expect that they pay their bills on time, use credit wisely and will get excellent rates on loans and mortgages.

Anything below 620 means your partner may have some major character flaws that will lead you to heartbreak, debt and having your own credit score impacted negatively. 

There is a correlation between lower credit scores and involvement in poor moral activities such as stealing, cheating, falsifying documents, and fraudulent behavior.  Lower credit scores can also reveal an impatient, flighty personality.

In addition to knowing What a Credit Score Reveals About Your Potential Partner, watch out for these signs of bad credit behavior that lower credit scores and lead to a rocky relationship:

  • Maxing Out Credit Cards – shows that your partner relies too much on credit and spends more than he/she earns.
  • Missing a Credit Card Payment – demonstrates your partner is not responsible.
  • Debt Settlement – settling debts to pay only pay a portion of the amount owed shows that your partner spent more than was earned.
  • Foreclosure – shows your partner couldn’t maintain regular payments and the lender took back the car or house.
  • Declaring Bankruptcy – Filing for bankruptcy stays on a credit report for at least 7 years making it almost impossible to get credit or improve credit scores in that time.
  • Applies for Too Many Credit Cards, Opens Many Credit Accounts and Applies for Many Loans – too many accounts shows excessive spending.
  • No Checking or Savings Account – indicates there is no record of income or savings making your partner a high credit risk.
  • No Credit Card – having no credit card, or using no credit of any kind indicates that your partner is not able to get credit or loans.

Finding out your partner’s credit score can help you predict if you will have a happy life or if you will be struggling with debt, or worse.  Check out our info graphic below called What a Credit Score Reveals About Your Potential Partner, then go ask your partner for their credit score now!

If you enjoyed this infographic and would like to share it. Here is the code so that you can place it on your site:

credit scores and dating infographic

Newest Answers

Does Your Credit Score Tell Who You’ll Vote For?

April 29th, 2016 | Author:
h

[A]nalysts use all kinds of indicators to measure the likelihood of who a person will vote for in the Presidential election. Why not consider credit scores? Do people with higher credit scores vote for one party or one candidate over another? Just as age, location and other factors are used to estimate how a person […]

Continue Reading »

Can Rewards Cards Be Bad for You?

April 27th, 2016 | Author:
h

[T]he goal of anyone trying to find the best credit card is often to be approved for a rewards credit card. A credit card with a rewards program often means you can score points for free flights or hotel stays. You may also get cash back on your purchases. It almost feels like you’re getting […]

Continue Reading »

The Truth about Shopping for a Loan and Credit Scores

April 26th, 2016 | Author:
h

[I]f you plan to buy a house or a car, you may shop around with multiple lenders to find the best rates or even just to get approved. While it’s important to try to save money, you need to understand the impact this has on your credit scores. Multiple Applications, Single Impact If you apply […]

Continue Reading »

3 Things to Do Before Buying a Home

April 22nd, 2016 | Author:
h

[B]uying a home can be an exciting step in your life. It can also be a frustrating, complicated process that leaves you disillusioned and irritated about “the American dream.” To enjoy the process and avoid many of the problems that plague buyers, you need to do three things before you start looking at the listings […]

Continue Reading »

Square Credit Card Reader Services

April 18th, 2016 | Author:
h

[B]usiness owners are often looking for new ways to connect with customers. Reaching customers where they are often means being able to accept payments while on the go. The ability to accept mobile card payments is important for many businesses today. Learn more about one of the fastest growing mobile credit card reader services available […]

Continue Reading »

Personal Finance Tips for Newlyweds

April 15th, 2016 | Author:
h

[S]tarting a life together with another person is a huge step. Newlyweds are often excited at the prospect of merging their two separate paths into a single one. Staying in step with one another requires honesty and communication. One area that can be overlooked when combining households is money. Building a life together means more […]

Continue Reading »

How To Negotiate for Savings

April 13th, 2016 | Author:
h

[L]arge bills can really take the sails out of anyone’s income. Spending money on bills leaves you with less discretionary income. This can lead to a life of all work and no play. Even worse, mounting debt can diminish your credit score. That makes it even harder to secure financing, make large purchases or land […]

Continue Reading »