What Does a Credit Score Reveal About Your Potential Partner’s Character and Spending Habits?

February 12th, 2013 | Author:

Knowing your partner’s credit score will tell you a lot about their character and spending habits. Before you invest time, emotions and money into a relationship, read below to find out What a Credit Score Reveals About Your Potential Partner.

If your partner has a credit score of 680 or more, then you can expect that they pay their bills on time, use credit wisely and will get excellent rates on loans and mortgages.

Anything below 620 means your partner may have some major character flaws that will lead you to heartbreak, debt and having your own credit score impacted negatively. 

There is a correlation between lower credit scores and involvement in poor moral activities such as stealing, cheating, falsifying documents, and fraudulent behavior.  Lower credit scores can also reveal an impatient, flighty personality.

In addition to knowing What a Credit Score Reveals About Your Potential Partner, watch out for these signs of bad credit behavior that lower credit scores and lead to a rocky relationship:

  • Maxing Out Credit Cards – shows that your partner relies too much on credit and spends more than he/she earns.
  • Missing a Credit Card Payment – demonstrates your partner is not responsible.
  • Debt Settlement – settling debts to pay only pay a portion of the amount owed shows that your partner spent more than was earned.
  • Foreclosure – shows your partner couldn’t maintain regular payments and the lender took back the car or house.
  • Declaring Bankruptcy – Filing for bankruptcy stays on a credit report for at least 7 years making it almost impossible to get credit or improve credit scores in that time.
  • Applies for Too Many Credit Cards, Opens Many Credit Accounts and Applies for Many Loans – too many accounts shows excessive spending.
  • No Checking or Savings Account – indicates there is no record of income or savings making your partner a high credit risk.
  • No Credit Card – having no credit card, or using no credit of any kind indicates that your partner is not able to get credit or loans.

Finding out your partner’s credit score can help you predict if you will have a happy life or if you will be struggling with debt, or worse.  Check out our info graphic below called What a Credit Score Reveals About Your Potential Partner, then go ask your partner for their credit score now!

If you enjoyed this infographic and would like to share it. Here is the code so that you can place it on your site:

credit scores and dating infographic

Newest Answers

How Different Types of Credit Affects Your Credit Score

September 1st, 2014 | Author:
h

ou know the importance of having credit if you are trying to improve your credit score. However, not all credit is created equal. Some types of credit will weigh more heavily on your score than other types. Here is a look at your choices about the types of credit you can get and which ones […]

Continue Reading »

Can Your Credit Cards Hurt Your Credit Score?

August 29th, 2014 | Author:
h

hen you ask about building credit, you often hear the advice to get a credit card. This helps establish your history of responsible financial management. It allows other creditors to see how you maintain a credit line and pay your monthly payments on time. However, you may wonder if having a credit card ever hurts […]

Continue Reading »

Understanding Debt Utilization to Improve Your Credit Score

August 28th, 2014 | Author:
h

aking your payments on time is the single most important factor in determining your credit score. However, it is not the only factor. Debt utilization is also a big priority and can impact your credit score. In fact, it is often the area people work on when trying to improve a bad credit score. What […]

Continue Reading »

Top 10 Places to Get Credit Score Information Online

August 27th, 2014 | Author:
h

here is a lot of information on how to improve your credit score online. Some of the sites are reputable and use experts to provide accurate, understandable information. Other sites should be avoided. Here is a look at ten of the best places to learn more about your credit score. 1. AnnualCreditReport.com This is the […]

Continue Reading »

Protecting Your Credit Score with Credit Cards You Never Use

August 27th, 2014 | Author:
h

any people have one or two credit cards they use regularly. They are often rewards cards that pay them for use. But what about those other credit cards that you got before you had credit good enough to qualify for the rewards cards? What should you do with them? It is common for people that […]

Continue Reading »

Little Known Facts about Credit Scores

August 26th, 2014 | Author:
h

lot of information is available about credit scores and credit ratings, but not all of it is true. Some of it may be misleading while other information is completely false. Here are a few facts that may be misunderstood. Credit Scores Change Constantly Even if you pull your credit score one day and the lender […]

Continue Reading »

Boosting Your Credit Score By Removing a Debt Collection

August 25th, 2014 | Author:
h

f you have done any research on credit scores, you probably know that one of the worst things to have on your credit report is a collection. Just one or two of these can give you a bad credit score that will take many months and even years to recover from. If you have some […]

Continue Reading »